Efficient - Instant Cash

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Rating: 2.20 (Votes: 3495)
Download Efficient APK 1.0.2 - Instant Cash - Convenient, safe and efficient mobile wallet - App: com.efficient.in.oqiej.phone.paye.spp by DAYA SHANKAR SINGH - Latest Version - Free

Efficient is an instant personal online loan app, we offer you flexible personal loans from Rs 5000 to 60000 with long term repayment periods of 91 to 180 days; it is a 100% online application and you can apply for high-value loans and the money is directly transfer to your bank account within few minutes.

Efficient does not engage in money lending activities. Efficient is only a platform to facilitate formal registration and if we assist in the administration or recovery of loans (as the case may be), Efficient complies with all applicable laws including the RBI's Code of Fair Practice.

One of our main partners NBFC - POWER FINANCE CORPORATION LIMITED is a systemically important NBFC in the group of companies under the Efficient brand.

Loan Amount: from ₹1,500 to ₹20,000.
Tenure: 91 days to 180 days.
Interest rate: Depends on the customer's credit profile and loan tenure.
The maximum interest rate is 35% per annum.
There are no other costs.
For example: If the loan amount is ₹2,000 and the interest rate is 35% per annum with the tenure of 91 days, the total repayment amount is as follows :
Interest: ₹2,000 * 35% / 365 * 91 = ₹174.52
The total repayment amount: ₹2,000 + ₹174.52= ₹2174.52


Age requirements: You must be at least 18 years old at the time of application;
According to Indian law, GST applies only to the fee amount.

How does Efficient works?
1. Install Efficient App;
2. Register an account with a mobile phone number;
3. Fill in your basic information to verify your qualifications;
4. When you pass the review, the money will be transferred to your bank account;

Our advantage:
1. Simple and convenient, no paper work needed with Efficient;
2. The review is fast, and the money will reach your bank account within 2 hours after the review;
3. Low cost, no additional application fees;

Privacy and Security:
Your data is protected with the highest level of encryption and will never be shared with anyone. The submitted application information is only used for evaluating your qualifications

If you have any problems, please contact us:
Mail:[email protected]
Address: Rasul Ganj, Uttar Pradesh 231305

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  • Category: Finance
  • Platform: Android
  • Developer: DAYA SHANKAR SINGH
  • Version: 1.0.2 (3)
  • Package Name: com.efficient.in.oqiej.phone.paye.spp
  • Requirements: 4.0.3 or up
  • File Size: 16.4 MB
  • Downloads: 50K+
  • License: Free
  • Last Update: September 29, 2022
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